Mobile, Point Clear and Baldwin County real estate and homes for sale in Alabama, waterfront properties, new construction, historic properties - Pam Middleton, REALTOR® Pam Middleton REALTOR(r) for Mobile, Point Clear and Baldwin County, Alabama real estate, waterfront properties, new construction, historic properties - NUMBER1EXPERT™ Pam Middleton NUMBER1EXPERT(tm) for Mobile, Point Clear and Baldwin County, Alabama real estate, waterfront properties, new construction, historic properties
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Pam Middleton, REALTORŪ, real estate agent and broker for Mobile, Point Clear and Baldwin County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)









All agents are NOT alike! Find out why I am a top real estate expert in Mobile and Baldwin County on Alabama's beautiful Gulf coast. 251-401-3155.


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"You can really say that you help people buy 'sight unseen'"
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Unique and Luxury Homes: Mobile, Point Clear and Baldwin County Alabama home buying, real estate listings, and homes for sale in Mobile County, AL
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Mobile, Point Clear and Baldwin County area REALTORŪ, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Pam Middleton, REALTORŪ, real estate agent and broker for Mobile, Point Clear and Baldwin County Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Pam Middleton
Dauphin Realty

2569 Dauphin Street
Mobile, Alabama 36606
Office: 251-479-1314
Cell: 251-401-3155
Fax: 251-471-3676
Toll: 800-844-7808
Email: PamMiddleton@NUMBER1EXPERT.com

Welcome, I am Pam Middleton of Dauphin Realty. I am America's NUMBER 1 EXPERT for Mobile and Baldwin Counties, Point Clear, Fairhope, Daphne, Montrose, Spanish Fort, Gulf Shores, Orange Beach, Fort Morgan, Ono Island, Dauphin Island real estate, including new construction,condos, highrises, historic homes, waterfront, investment and commercial real estate. My designations are GRI,CRS,ABR,e_PRO

ABRCRSeProEqual HousingERCGRIMLSREALTORRELO


Dauphin Realty real estate and homes for sale in Mobile, Point Clear and Baldwin County Alabama

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